Angry iPhone Insurance CompaniesProviders Hunting For Fake Theft Claims
Claiming your new iPhone has been stolen when you really lost it could land you in hot water. Unfortunately, iPhone insurance policy’s do not provide full protection in the event that an iPhone is lost, so when a consumer finds themselves in the situation where they have missed placed their iPhone, many take the decision to claim that their iPhone has been stolen, simply so they can make a claim on their iPhone insurance policy.
By claiming your iPhone has been stolen when this is not really the case can come back and haunt the customer, who may think that no one would ever know about their manipulation of the truth. Unfortunately this may not be the case any more, as iPhone insurance providers are now actively trying to seek out customers who they believe may be making a false claim by stating that their iPhone has been stolen.
Many insurance companies now have more intelligent claims procedures where customers have claimed an item has been stolen, with trained advisers asking claimants certain questions about the alleged theft and how it took place, these advisers are trained to spot certain re-occurring patterns that are common among false insurance claims.
Unfortunately, many people seem to be unaware that making a false claim on something as small as the insurance policy for an iPhone is classed as insurance fraud, which if convicted, could land you with a criminal conviction. Now that must be a real wake up call for the average man in the street, a criminal record can have all sorts of negative affects on your future, from job applications to being refused insurance in other areas, such as laptop insurance, automotive and even home insurance products.
People may think they could talk their way out of this problem, but unfortunately, this is no longer the case. iPhone insurance providers require a Police incident number before they will start to process your iPhone insurance claim. In order to get a Police incident number you will have to report your iPhone as stolen to the Police and make a statement to that effect, the Police are also actively getting involved with insurance fraud of this nature. So not only could you end up with a criminal conviction for insurance fraud, you could also add wasting police time or even attempting to pervert the course of justice, all because your iPhone cover did not cover you for loss!
A couple of simple ways to avoid this uncomfortable situation could be not to make false claims of theft and secondly, check before you take out any iPhone insurance, that the policy will actually cover you in the event that you are careless with your favourite Apple device, after all, that is why we want insurance protection, to offer cover for us in our moments of need.
